Business Loan
A business loan gives you the funds to grow faster, upgrade equipment, and keep operations running smoothly. Approval is based on income, credit profile, and repayment capacity, c
AI-powered responses may not always be accurate.
Get a business loan of up to ₹80 lakh
00:34Manage Working Capital
00:29Get a loan to hire more staff
00:38Office or Infrastructure Renovation
00:28Bajaj Finance Flexi vs. Term Loan: Which is Better for You?
01:12How to apply for our Business Loan
How to apply for business loan
How to apply for business loan
- 1
Click 'CHECK LOAN OFFER' to open the online application form.
- 2
Enter basic details — full name, PAN, Date of Birth, PIN code, and business details.
- 3
Click 'CONTINUE' to proceed to banking verification.
- 4
Complete KYC and submit the application.
Features and benefits of Business Loan
Features and benefits of our Business Loan
A loan for all your goals
Running a business comes with different needs at different times. You may need funds to manage working capital, support business expansion, buy new machinery, or invest in the digitisation of business. A business loan helps you handle all of this without stress.
For ECLGS 5.0 loan amount will start from Rs 50000 and loan tenure will be 60 months.
- No part-prepayment charge on Flexi variants: You can prepay a portion of your loan at no extra charges with our Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.
- Loan of up to Rs. 80 lakh: Manage your small or large business expenses with loans ranging from Rs. 2 lakh to Rs. 80 lakh.
- Convenient tenures of up to 8 years: Get the added flexibility to pay back your loan with repayment options ranging from 12 months to 96 months.
Repayment Option Calculator
Use the Bajaj Finance Business Loan EMI calculator to quickly estimate your monthly repayments and the total interest payable over the loan tenure.
3 repayment options
Choose the loan type that suits you the best:
Duration of loan repayment
Rate of interest per Annum
Your EMI is
₹34,743
Total Interest
₹13,35,328
Total Amount Payable
₹33,35,328
These are indicative values. Final amount may vary as per company policy.
Eligibility and documents
Anyone can apply for our business loan if they meet the few basic criteria mentioned below. Once you are eligible, you will just need a few documents to complete your application.
Eligibility criteria and documents required for Business Loan
Eligibility criteria
| Nationality | Indian |
| Business Vintage | At least 3 years |
| Work Status | Self-employed |
| CIBIL Score | 650 or higher |
| Age | Age: 21 to 80 years* |
Documents required
- KYC documents - Aadhaar/ passport/ voter's ID/ driving license
- PAN card
- Proof of business ownership
- Additional financial documents
*You should be 80 years or younger, at the end of the loan tenure.
Applicable fees and charges on our business loan
Difference between Flexi Term and Flexi Hybrid
| Types of Fees | Applicable Charges |
|---|---|
| Rate of Interest per Annum | Rate of interest per annum is in the range of 14% - 23% For Emergency Credit Line Guarantee Scheme (ECLGS) 5.0: 8.50% p.a. to 13% (RBI Repo Rate/BFRR + Spread). Interest rate chargeable for ECLGS is capped at 13%. |
Frequently Asked Questions
What our customers say about us
10M+
Customers
Playstore Rating
3M+
Reviews
Himanshu Pandey
Reviewed on 03 Feb 2025
The Flexi Business Loan worked really well for my business. I could withdraw and repay as needed, which helped me manage cash flow better. I also liked that interest was charged only on the amount I used.
Disha Walecha
Reviewed on 03 Feb 2025
I took this loan while expanding my cafe. The process was smooth, approval was quick, and there wasn't too much paperwork. The repayment options were flexible, which made it easier to manage along with my business expenses.
Pratyush Narayan
Reviewed on 03 Feb 2025
Renovating my clothing store became easier with this loan from Bajaj. The process was simple and everything was explained clearly. The repayment plan suited my budget, so I was comfortable managing the loan.
Janhvi Pandey
Reviewed on 03 Feb 2025
I took this loan from Bajaj to upgrade my salon. The application process was easy to follow and I received the funds quickly. It helped me improve my services without putting too much pressure on my finances.
Siddhant Kamble
Reviewed on 18 Jan 2025
I needed funds to stock up inventory during the busy season. Bajaj disbursed the loan on time, which helped me avoid missing sales. Repayments were easy to manage and the overall process was smooth.
You are here
Related links
Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
Calculate your loan offer
Enter Loan Amount between ₹2,00,000 & ₹75,00,000
Duration of loan repayment
Rate of interest per Annum
Monthly instalment for 96 months at 14% p.a.
₹34,743
Principal Amount
₹20,00,000
Interest Payable
₹13,35,328
Total Amount Payable
₹33,35,328*
These are indicative values. Final amount may vary as per company policy. Additional Fees and charges may apply.
Key features
3 unique variants
No collateral
Minimal Documentation
Disbursal in 48 hours*Business Loan
A business loan gives you the funds to grow faster, upgrade equipment, and keep operations running smoothly. Approval is based on income, credit profile, and repayment capacity, c
AI-powered responses may not always be accurate.
Get a business loan of up to ₹80 lakh
00:34Manage Working Capital
00:29Get a loan to hire more staff
00:38Office or Infrastructure Renovation
00:28Bajaj Finance Flexi vs. Term Loan: Which is Better for You?
01:12How to apply for our Business Loan
Calculate your loan offer
Enter Loan Amount between ₹2,00,000 & ₹75,00,000
Duration of loan repayment
Rate of interest per Annum
Monthly instalment for 96 months at 14% p.a.
₹34,743
Principal Amount
₹20,00,000
Interest Payable
₹13,35,328
Total Amount Payable
₹33,35,328*
These are indicative values. Final amount may vary as per company policy. Additional Fees and charges may apply.
Key features
3 unique variantsNo collateralMinimal DocumentationDisbursal in 48 hours*How to apply for business loan
How to apply for business loan
- 1
Click 'CHECK LOAN OFFER' to open the online application form.
- 2
Enter basic details — full name, PAN, Date of Birth, PIN code, and business details.
- 3
Click 'CONTINUE' to proceed to banking verification.
- 4
Complete KYC and submit the application.
Features and benefits of Business Loan
Features and benefits of our Business Loan
A loan for all your goals
Running a business comes with different needs at different times. You may need funds to manage working capital, support business expansion, buy new machinery, or invest in the digitisation of business. A business loan helps you handle all of this without stress.
For ECLGS 5.0 loan amount will start from Rs 50000 and loan tenure will be 60 months.
- No part-prepayment charge on Flexi variants: You can prepay a portion of your loan at no extra charges with our Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.
- Loan of up to Rs. 80 lakh: Manage your small or large business expenses with loans ranging from Rs. 2 lakh to Rs. 80 lakh.
- Convenient tenures of up to 8 years: Get the added flexibility to pay back your loan with repayment options ranging from 12 months to 96 months.
Repayment Option Calculator
Use the Bajaj Finance Business Loan EMI calculator to quickly estimate your monthly repayments and the total interest payable over the loan tenure.
3 repayment options
Choose the loan type that suits you the best:
Duration of loan repayment
Rate of interest per Annum
Your EMI is
₹34,743
Total Interest
₹13,35,328
Total Amount Payable
₹33,35,328
These are indicative values. Final amount may vary as per company policy.
Eligibility and documents
Anyone can apply for our business loan if they meet the few basic criteria mentioned below. Once you are eligible, you will just need a few documents to complete your application.
Eligibility criteria and documents required for Business Loan
Eligibility criteria
| Nationality | Indian |
| Business Vintage | At least 3 years |
| Work Status | Self-employed |
| CIBIL Score | 650 or higher |
| Age | Age: 21 to 80 years* |
Documents required
- KYC documents - Aadhaar/ passport/ voter's ID/ driving license
- PAN card
- Proof of business ownership
- Additional financial documents
*You should be 80 years or younger, at the end of the loan tenure.
Applicable fees and charges on our business loan
Difference between Flexi Term and Flexi Hybrid
| Types of Fees | Applicable Charges |
|---|---|
| Rate of Interest per Annum | Rate of interest per annum is in the range of 14% - 23% For Emergency Credit Line Guarantee Scheme (ECLGS) 5.0: 8.50% p.a. to 13% (RBI Repo Rate/BFRR + Spread). Interest rate chargeable for ECLGS is capped at 13%. |
Frequently Asked Questions
What our customers say about us
10M+
Customers
Playstore Rating
3M+
Reviews
Himanshu Pandey
Reviewed on 03 Feb 2025
The Flexi Business Loan worked really well for my business. I could withdraw and repay as needed, which helped me manage cash flow better. I also liked that interest was charged only on the amount I used.
Disha Walecha
Reviewed on 03 Feb 2025
I took this loan while expanding my cafe. The process was smooth, approval was quick, and there wasn't too much paperwork. The repayment options were flexible, which made it easier to manage along with my business expenses.
Pratyush Narayan
Reviewed on 03 Feb 2025
Renovating my clothing store became easier with this loan from Bajaj. The process was simple and everything was explained clearly. The repayment plan suited my budget, so I was comfortable managing the loan.
Janhvi Pandey
Reviewed on 03 Feb 2025
I took this loan from Bajaj to upgrade my salon. The application process was easy to follow and I received the funds quickly. It helped me improve my services without putting too much pressure on my finances.
Siddhant Kamble
Reviewed on 18 Jan 2025
I needed funds to stock up inventory during the busy season. Bajaj disbursed the loan on time, which helped me avoid missing sales. Repayments were easy to manage and the overall process was smooth.
You are here
Related links
Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.